TML Risk Management Pool

TML Risk Management Pool, founded in 1979, is a nonprofit insurance cooperative based in Brentwood, Tenn. It provides insurance services to public agencies and municipalities in Tennessee, offering reinsurance, actuarial, audit, and risk and claim management services. The cooperative also provides liability coverage for a range of areas, including marine equipment, law enforcement, personal injuries, automobiles, uninsured motorists, natural disasters, and fire and property damages. TML Risk Management Pool also offers workers compensation, employee benefit and loss controlling policies, as well as medical, health and disability coverage plans. The cooperative's client services and marketing department focuses on individualized service and assistance for members and their agents.